South Bay BMW Finance Center


The South Bay BMW finance team has one goal: To ensure you have a positive purchasing experience, whether from the comfort of home or in our Torrance showroom. Streamline your experience by using our intuitive online tools.

South Bay BMW Torrance CA

We want your car.

Do you have a vehicle you're looking to sell or trade in as part of your deal? Get a quick and reliable estimate of its worth by completing our simple online form today.

Receive an Evaluation Estimate

South Bay BMW Torrance CA

Start your deal online.

Did you know you can complete multiple steps of the car shopping journey online? South Bay BMW offers a simple online process that helps make buying your dream vehicle a convenient and efficient experience.

Learn How

South Bay BMW Torrance CA

Peace of mind for every drive.

When you work with South Bay BMW, you can even choose from an array of protection plans for extra vehicle coverage beyond the factory warranty. The plans' costs can be bundled into your monthly payment.

View Protection Plans

Finance Center Services at South Bay BMW

South Bay BMW proudly provides expert financial services tailored for your next BMW purchase or lease. We simplify financing or leasing with our digital retailing tools and a personalized process that puts you in the driver's seat. Choose the terms that work best for your lifestyle and finances and experience a streamlined process that saves you from spending time at the dealership.

Financing on Your Terms with Digital Retailing Services

South Bay BMW makes financing or leasing your next vehicle simple with our online experience we call Real-Time RetailTM. You can take care of most of the buying process from home, saving you time spent in the dealership. Once you find a vehicle you love from our inventory, you can use this digital tool to secure an ideal deal in a few easy steps.

Leasing vs. Financing

Questions about leasing vs. financing? Ask our experts at South Bay BMW. Our team is knowledgeable and experienced in helping Torrance drivers find the best solutions for their needs. They are always ready to provide answers to your questions or a side-by-side comparison of all your options to secure the most beneficial agreement for you. Most drivers are aware they can finance the purchase of a new vehicle but may not be as familiar with the leasing process.

Leasing allows you to pay lower monthly payments on average and enjoy the new car experience for the duration of your lease term. You can think of a lease as a long-term rental, and it can be particularly beneficial for drivers who drive lower miles than average and like to keep their vehicles in top-notch condition. At South Bay BMW, you'll also find great lease specials that may be a better financial decision over financing. Ask our experts for more information or for help determining which is best for you.

Protection Plans and Additional Coverage for Your BMW

The finance center at South Bay BMW is also a great place to learn more about the additional protection plans and coverage you can purchase to extend the factory warranty and protect your BMW vehicle for as long as you own it. For your convenience, you can include the cost of the following products in your lease or loan agreement:

  • Extended Service Contracts (ESC)
  • Lease-End Protection
  • Guaranteed Auto Protection (GAP)
  • Tire & Wheel Protection
  • Windshield Protection
  • Paintless Dent Repair
  • Key Protection
  • All Surface Protection

Contact South Bay BMW for All Your Vehicle Financing Needs

Shop confidently with the expert services in the finance center at South Bay BMW. Our team is ready to assist you through the buying process so you can enjoy the best part of BMW ownership: driving. Contact our team with any questions. We look forward to assisting you whether we get to meet you in person in our showroom or provide guidance through our online tools, including live chat.